Got a cost-saving idea?
Be a Cost Busters

Share your cost saving and cost avoidance ideas. Win cash rewards.

Find out moreMake your twibbonPlay GameShare an IdeaGallery
01 · WHY

Why we should run Cost Busters Campaign?

Our TargetCost Cutting our Overhead Bank
We believe that:CIMB EmployeeHave feasibility to do Cost Efficiency
02 · HOW

How it works

From idea to incentive in five steps.

1
FIND IDEA

Find idea & team

Owner: Initiator
What to do
  • Find idea to reduce cost in your area.
  • Find team to help you deliver the idea.
  • Make sure your idea and team meet basic cost buster rules
2
SUBMIT

Charter the idea

Owner: Initiator + Sponsor
What's a charter?

Employee or team files initiative Charter that consist: baseline cost, lever, before/after, timeline, list of team members.

Charter needs to be endorsed by D-1 Sponsor.

3
VALIDATE

Verify the Savings

Owner: Finance + TO team
What's checked?

Finance + TO team validate baseline, classify as Direct Saving vs Cost Avoidance, set the impact ceiling.

4
EXECUTE

Deliver the Idea

Owner: Initiative Team
How it runs

Team executes against the charter milestones. Monthly tracking against baseline. Course-correct if drift.

5
REWARD

Get paid in cash

Owner: Finance + TO team + HR
How you're paid

Reward will be paid based on savings calculation equation.

03 · RULES

Rules to be a Cost Busters

3 Basic Rules to be a Cost Busters

Focus areasEstablishment, IT, G&A
Minimum impacted savings (within 12 months)IDR 1bn
Maximum per team10 persons
What's excluded from Cost Busters
  • Personnel costs & Marketing are excluded from this program
  • Savings must be sustainable, not one-off reductions with future recurring cases
  • Not impacting quality; no additional exposure to risks
04 · SAVINGS

Savings Calculation

The Equation

Total expected savings =
(Direct savings × 1.0) + (Cost avoidance × 0.25)
1.0xDirect Cost SavingReduces actual run-rate spend
0.25xCost AvoidancePrevents future spend increase
See details & examples

Direct Cost Saving: Spend that was in the budget and the actuals — and will not be there in the following years.

Examples:

  • Vendor renegotiation cutting annual contract by 15%
  • License rationalisation eliminating unused seats.

Cost Avoidance: Spend that was projected to rise — and will now stay flat or rise less.

Examples:

  • Avoid purchasing servers and storage by optimizing existing database and application performance
  • Avoiding adding more expensive bandwidth by moving to SD-WAN which provide up to 5x speed at the same price with MPLS.
06 · PLAY

Join Our Campaign Lets Play Game

Cost-Busters game: Berburu hantu-hantu biaya. Main dan menangkan boneka Octo! Let's bust some costs! Play Cost-Busters and be a top scorer. 1. Play the game. 2. The highest daily score wins an Octo doll. 3. Email a screenshot of your score to centralto@cimbniaga.co.id, subject: Cost-Busters Game - Nama_NIP

Think you can bust the cost?

Play Game
SHARE AN IDEA

Share an idea

Just for sharing the spirit. Official submissions go through the charter form.

Example idea: "Lights-out policy" Automatically turn off office lights and air conditioning after 7 PM so that the bank can save on monthly electricity bills. Nama: Irene
Share an ideaSee the gallery
COST BUSTERS PICTURE

Cost Busters Picture

Example twibbon: Santi with Auditron Example twibbon: igoy with Penny Cutters
Make your twibbonSee the gallery
07 · CONTACT

Interested

More Information

Send your email to:

CentralTO@cimbniaga.co.id